Flood insurance can be a substantial financial burden to home owners, whether mandated by a financial institution or out of necessity. How do you know if the high premiums offset the benefit of having protection in case of loss? If you are currently paying flood insurance or received a letter from your lender or insurance company stating that your home is in the floodplain, you may be eligible for reduced premiums on flood insurance or, best case scenario, you may be able to eliminate the need altogether.

Property owners concerned about the floodplain should contact an experienced professional, like Nussbaumer, who understands the unique contributing factors that warrant the need for flood insurance. Our trained and experience staff has investigated and prepared necessary documentation on behalf of clients wishing to understand their case given today’s current FEMA flood map and guidelines. Remember, what may apply to your neighbor, may not apply to you.  We are happy to discuss your specific situation with you free of charge.

We have experience with the following floodplain issues:

  • Elevation Certificates
  • eLOMA (Electronic Letter of Map Amendment)
  • LOMA (Letter of Map Amendment)
  • LOMA-OAS (Letter of Map Amendment – Out as shown)
  • LOMR-F (Letter of Map Revision on Fill)